GRAND RAPIDS AUTO ACCIDENT ATTORNEYS | AUTO ACCIDENT LAWYER GRAND RAPIDS MICHIGAN
GRAND RAPIDS MICHIGAN AUTO ACCIDENTS - NO FAULT LAWS
The state of Michigan enacted the no-fault insurance acting in 1979. The no-fault act substantially changed automobile liability. Prior to 1979, standard negligence applied to automobile accidents. A person injured in automobile accident was required to prove duty, breach, proximate cause, and injury (negligence).
The Michigan no-fault act created two different types of claims. There is a first party claim and a third party claim. A first party claim is a lawsuit that a victim files against their own insurance carrier for first party benefits on their insurance policy. In Michigan, all automobile insurance policies provide for lifetime medical benefits in addition to other benefits listed in the automobile insurance policy. A first party claim involves a dispute over that policy between the claimant and the insurance company. They usually involve disputes over reasonableness of medical treatment and benefits. No-fault benefits are provided to a person who sustained an accidental bodily injury arising out of the ownership, operation, maintenance or use of a motor vehicle as a motor vehicle. First party benefits usually include wage loss for up to three years, replacement services for three years, medical expenses, certain survivor’s losses, and funeral expenses. Typically, an attorney will take a first party claim on a contingency fee basis. An addition, actual attorney’s fees are available if an insurance company refuses to pay legitimate claim or unreasonably delays the payment of benefits. When determining your rights under a first party claim you must first look at the insurance policy and what benefits it provides. Secondly, you must review the no-fault insurance act to determine what additional rights you have under the law.
A third party claim involves a lawsuit between the injured party and a negligent party. The no-fault act limits the injured party's ability to collect damages against a negligent party. The injured party must demonstrate a threshold injury. The injured party must establish that he or she has suffered death, permanent or serious disfigurement, or the serious impairment of a body function. Once the injured party has sustained a threshold injury they are not required to maintain that threshold injury. The original intent in creating a threshold before a party can file a lawsuit was to reduce the number of lawsuits involving automobile accidents.
If you are facing a serious auto accident injury in Grand Rapids Michigan, a good auto accident attorney is not optional, it is a requirement! Our auto accident attorneys can answer your questions with straight talk. Having the right auto accident attorney on your side can relieve your stress during this difficult situation. Our attorneys have over 85 years of experience. Auto accident attorney fees are paid on a contingency basis. We get paid only if you do. It costs nothing to call us. If this life changing event, it is extremely important to retain the services of an experienced attorney in the area of auto & car accidents.
Krupp Law Offices P.C is located in downtown Grand Rapids, Michigan and has the right auto accident attorney for you. We represent clients throughout West Michigan, including the cities of Grand Rapids, Holland, and Grand Haven, and the counties of Kent, Ottawa, Allegan, Barry, Newaygo, Montcalm, Muskegon, and Ionia.
Call for a free phone consultation. Our office can help.
161 Ottawa NW Suite 404
Grand Rapids MI 49503