Bankruptcy Attorney Fees
Understanding the Costs of Your Fresh Start | Krupp Law Offices P.C.
"How do I pay for bankruptcy if I have no money?"
This is the most common question we hear. It is helpful to look at the return on investment: In a typical Chapter 7 case, you may be discharging $10,000 to $50,000+ in debt for a fraction of that cost. If someone offered to trade you $10,000 for $1,350, you would recognize it as an incredible deal. Bankruptcy is that trade.
Chapter 7 Costs
The court filing fee for Chapter 7 is currently $338.00. Attorney fees typically range from $1,000.00 to $1,500.00 for standard consumer cases. Because attorney fees are a debt that would be discharged, they must be paid in full before your case is filed.
Common Ways Clients Fund Their Case:
- Tax Refunds: Often the best way to fund a total debt elimination.
- Stopping Debt Payments: Once you decide to file, continuing to pay credit cards is often "throwing good money after bad."
- Adjusting Withholdings: Temporarily increasing dependents on your paycheck to increase take-home pay.
- Family Assistance: Relatives often help with fees to see a loved one get back on their feet.
Chapter 13 Costs
The court filing fee for Chapter 13 is $313.00. Total attorney fees are generally set by the court at approximately $3,500.00. However, Chapter 13 is often more accessible upfront because most of the attorney fee is paid through your monthly plan over 3 to 5 years, rather than all at once.
A Note on Credit Cards
By law, we cannot accept a credit card payment from the person filing for bankruptcy to pay their own fees. However, we can accept payments from a third party (like a friend or relative) or via debit card, cash, or check.
Get a Precise Quote
Every financial situation is unique. During your free phone consultation, we will provide a specific breakdown of the fees required for your specific case. Call 616-459-6636 to speak with an attorney today.
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